Phone Number

(800)527-8745

Location


Duncan, SC 29334

Hours

Mon-Fri 9:00am – 5:00pm
Sat 00 – 5:00pm

Products We Offer

We're here to help you find the coverage you need.

Individual & Family Insurance Coverage (Under age 65)

We offer multiple health coverage options for you and your family. Our licensed professionals can explain all the various plan options that are available to you.

Get an instant quote or more information by using links below.  Or call now.   (800)527-8745

Medicare Insurance (Over age 65)

Medicare Supplement Plans are accepted by over 95% of all doctors/providers in America. Referrals are not required.  Many people love the freedom of choice for your medical provider, predictability of costs, and very low rate increase history with most carriers.

Medicare Advantage Plans are Guaranteed Issue, have No Pre-existing Limitations and usually offer co-pays for Doctor, Hospital and RX costs.  Premiums are often $0 per month.

Get an instant quote or more information by using links below.  Or call now.   (800)527-8745

Life Insurance

Life insurance is about taking care of your loved ones.  It protects your family and lets you leave them a defined, non-taxable cash amount at the time of death.  It can also replace your income, so your family can maintain their quality of life.

Get an instant quote or more information by using links below.  Or call now.   (800)527-8745

Dental / Vision Plans

Dental Coverage include coverage for preventive care, like routine exams, cleanings, and X-rays.  Many plans also include coverage for additional services like fillings, extractions, root canals and crowns.

Vision Plans typically cover the cost of an annual eye exam and prescription eyeglasses and/or contact lenses.

Get an instant quote or more information by using links below.  Or call now.   (800)527-8745

Supplemental Insurance

Critical Illness and Cancer Plans help cover your out of pocket costs for heart attack, cancer, stroke and additional diseases.  Many expenses incurred due to a critical illness are not covered by traditional health insurance plans, such as deductibles, co-pays, experimental treatments, travel, and more.

Get an instant quote or more information by using links below.  Or call now.   (800)527-8745

About Us

G.H.F Life & Health provides affordable health and life insurance solutions to individuals, families, Medicare eligible, small businesses and the self employed.  We proudly serve duncan, SC, and the surrounding community.  Our team of professionals take pride in providing a high level of expertise and personal service to all of our clients.  G.H.F Life & Health earns your business by offering a level of service that is truly second to none.
Choosing the right insurance plan requires an exact balance of cost and benefits, while taking into account the factors that are most important to you.  We represent only the top insurance carriers to insure we can always acquire the highest quality coverage for your needs, at affordable rates.  Our services are invaluable to the consumer or business owner that needs to make the well-informed decision.

Clients Testimonials

What Our Clients Are Saying.

Both my neice and I had great experience with Mr. Ford! He was very helpful and easy to talk too. He answered all my questions and was able to get me all set up quickly! Thank you Gary Ford

Jennifer   -   Duncan, SC

Great company that takes the frustration and confusion out when looking for affordable insurance.

Sherri   -   Irmo, SC

Gary Ford was an excellent representative and helped me with my every need. 10/10 would recommend.

Alexsis   -   Greenville, SC
 

We provide rates and benefits for a variety of products.

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Frequently Asked Questions

Am I disqualified from having health insurance if I have a pre-existing condition?
No. Any health plan offered on ACA are prohibited from disqualifying based on pre-existing conditions.
What states are you licensed in?
SC, NC, GA, OH, TX, FL, VA, MS, MO, AZ, TN and IN.
I have a large deductible, are there options that can lower my responsibility?
Yes! We have options that help pay for the cost your Health plan do not cover saving you money!

Additional Information

What is the cost of an Obamacare health insurance plan in Duncan, SC?
There is a lot that goes into determining the price of an ACA health insurance plan.  Price determining factors will likely include:
  • 1.  Your plan choice.
  • 2.  Your age.
  • 3.  Whether or not you are eligible to receive a subsidy.
  • 4.  The county in which you reside.
If you are a U.S. citizen or permanent U.S. resident, you are likely eligible for insurance coverage via the Affordable Care Act.   For more information, give us a call.
 
How can I get health insurance or Medicare insurance coverage in Duncan, SC?
We can help you find a high quality, affordable, individual, family, Medicare Supplement, or Medicare Advantage health insurance plan.  We serve the Duncan, Greenville and Spartanburg regions.
 
Is there a method for determining which health insurance option is best for me?
When comparing different health insurance options, you should start by considering you and your family's medical status.  Look at the type of treatment you've received in the past.  Consider the prescription drugs you or a family member are currently using.  Note if there are specific physicians that you or a family member must have access to.

Next, review the deductibles, coinsurance, and maximum out-of-pocket benefits of the health insurance plan options that you are available to you.  These benefits are important because they determine how much you could be on the hook for in medical costs should the unexpected occur.  These benefits can vary greatly from one health insurance plan to another.  So be sure to know and understand them.
Lastly, compare the monthly premiums of the various plans that are available to you.  Know how much you can afford.  If you are considering an ACA health plan, find out if you qualify for a subsidy.
 
Where can I get health insurance near me?
Our licensed health insurance agents will be happy to help you find the right plan for your needs.  We service the Duncan, Greenville and Spartanburg regions.
 
Where can I get Medicare supplement insurance assistance near me?
Our office provides expert assistance with Medicare Supplement and Medicare Advantage plans.  We service the Duncan, Greenville and Spartanburg regions.
 
How can I find out if I qualify for an Affordable Care Act (Obamacare) health insurance plan?
If you are a U.S. citizen under 65 years of age, you are very likey to qualify for an Affordable Care Act (Obamacare) health insurance plan.  Any issues of qualification usually have to do with when you apply.  This is why it is important to apply as soon as possible.
 
Can I qualify for an Affordable Care Act (Obamacare) health insurance plan if I have a medical condition?
Your medical status is not a factor when applying for an Affordable Care Act plan.
 
Can Obamacare lower my group health insurance costs?
Yes.  Thanks to new health insurance regulations and guidelines, you can likely realize significant savings by reviewing your group health insurance coverage now.
Please give us a call:  (800)527-8745.
 
Do you provide rates and benefit details for the 2023 Affordable Care Act health insurance plans?
We can instantly provide you with rates and benefit details for all of the 2023 Affordable Care Act (Obamacare) Health insurance plans.  We can also help you choose and apply for the ACA plan that best suits your needs and budget.  Please give us a call:  (800)527-8745.
 
I'm new to South Carolina.  Can you help me sign up for a 2023 ACA health insurance plan?
We are happy to assist you in applying for Affordable Care Act (Obamacare) health insurance coverage in the state of South Carolina.  We can also help you compare plan rates and benefits in order to find the best health insurance plan for your needs.  Please give us a call:  (800)527-8745.
 

Companies We Represent

Blue Cross Blue Shield
Molina
Bright Health
Ambetter
And More!
Today's Insurance Tip:

Good to Know:  Medical coverage and monthly premiums are only two aspects of health insurance.  Additional incentives and benefits can often be found that can help improve your health while also saving money.  For example, Some plan benefits include free virtual office visits.  With others, you may be eligible for a discount at the gym or at the supermarket.  Investigate the many plan alternatives; you might be surprised by what you find.